Insurance Covering Cost for Adults
Moderator: bbsadmin
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Insurance Covering Cost for Adults
Hello All,
I'm new to posting on the forum and have read without joining for a while now. I've finally decided to make the investment and wanted to kind of tell where I am currently.
So, far my insurance had sent the orthodontist approval and guarantee of the limit they will pay. My insurer pays for my adult orthodontia at 20% of the total cost up front. Then, they pay 50% of my monthly payment up to my maximum limit.
Is there anyone else who's insurer is covering their adult orthodontia? If so, how has payment been decided? Any other extra advice is welcomed.
I'm new to posting on the forum and have read without joining for a while now. I've finally decided to make the investment and wanted to kind of tell where I am currently.
So, far my insurance had sent the orthodontist approval and guarantee of the limit they will pay. My insurer pays for my adult orthodontia at 20% of the total cost up front. Then, they pay 50% of my monthly payment up to my maximum limit.
Is there anyone else who's insurer is covering their adult orthodontia? If so, how has payment been decided? Any other extra advice is welcomed.
I have Delta Dental and my plan covers $2000 of adult orthodontia, paid out monthly over the entire treatment (2 years). I've been told by several orthodontists and dentists that this coverage is more generous than the average dental plan, but it is still less than 1/3 of my total braces costs.
Uppers braced April 15, 2010.
Wisdom teeth extracted April 30, 2010.
Lowers braced May 12, 2010.
BSSO & 3-piece LeFort I April 22, 2011.
Braces off July 3, 2012!!
My surgery blog: http://jeremiahjaw.wordpress.com
Wisdom teeth extracted April 30, 2010.
Lowers braced May 12, 2010.
BSSO & 3-piece LeFort I April 22, 2011.
Braces off July 3, 2012!!
My surgery blog: http://jeremiahjaw.wordpress.com
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- Posts: 1224
- Joined: Fri Oct 02, 2009 9:05 pm
I also have Delta Dental. They are paying $1,500.00 of my almost $7,000 cost. They sent me a $750 check 3 months in and then again at 6 months in.
Bekah, I feel your pain.
Luckily, I paid $500 down and am making monthly payments (at 0% interest) directly to the ortho. I counter yesterday and have 14 more to go. Can't wait until that is over!
Bekah, I feel your pain.
Luckily, I paid $500 down and am making monthly payments (at 0% interest) directly to the ortho. I counter yesterday and have 14 more to go. Can't wait until that is over!
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- Posts: 1224
- Joined: Fri Oct 02, 2009 9:05 pm
I also have Delta Dental. They are paying $1,500.00 of my almost $7,000 cost. They sent me a $750 check 3 months in and then again at 6 months in.
Bekah, I feel your pain.
Luckily, I paid $500 down and am making monthly payments (at 0% interest) directly to the ortho. I counted yesterday and have 14 more to go. Can't wait until that is over!
Bekah, I feel your pain.
Luckily, I paid $500 down and am making monthly payments (at 0% interest) directly to the ortho. I counted yesterday and have 14 more to go. Can't wait until that is over!
- macgirl4ever
- Posts: 204
- Joined: Fri Feb 27, 2009 3:38 pm
- Location: Florida
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I have a CompBenefits-Humana Dental DHMO plan. I had to go to one of their providers but my treatment cost was a flat fee of $2,000 for up to 24 months of treatment, $250 for records, and $700 for two retainers. The insurance company pays the ortho a set sum each quarter I remain in treatment. It's a sweet deal!
Braced: 20 months March 2009-November 2010
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- Joined: Sat Jun 05, 2010 11:23 am
Thanks!
Oh I forgot to add that my treatment is $3200 for 16 months. No teeth need to be removed and no spacers needed. I have all 32 of my teeth.
Unfortunately, with the rotated pre-molar and the K-9 cross bite (both on right side of mouth next to each other), when my wisdom teeth started to grow in those teeth started affecting the others. Worse, it started affecting my gums on that side of my mouth. I've had a tumor on my gum and all. Wasn't pretty at all.
My dental ins. lifetime max for adult coverage is $1,000.
Oh I forgot to add that my treatment is $3200 for 16 months. No teeth need to be removed and no spacers needed. I have all 32 of my teeth.
Unfortunately, with the rotated pre-molar and the K-9 cross bite (both on right side of mouth next to each other), when my wisdom teeth started to grow in those teeth started affecting the others. Worse, it started affecting my gums on that side of my mouth. I've had a tumor on my gum and all. Wasn't pretty at all.
My dental ins. lifetime max for adult coverage is $1,000.
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- Location: East Coast, USA
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- Joined: Mon May 31, 2010 8:04 am
- Location: USA
The dental insurance I have through my job does not pay anything for adult braces, but my husband has Blue Cross and it is supposed to pay $1000. They will make payments over the course of my treatment (24 months). I have only had my braces on for three weeks, so haven't gotten any reimbursement yet. Keeping my fingers crossed!!